How To Read the Yield Curve

The yield curve shows the relationship between the yield of a fixed-income security and the length of time until its maturity. This is expressed visually on a graph with the yield as the horizontal axis while maturity is the vertical axis. Investors examine the shape of the yield curve in order to see clues as [ keep reading ]

One of These Things Is Not Like the Other (Ruminations of an Asian Girl in White Suburbia)

Okay, I’ll say it: I’m a mutt. I’m half Filipina and half white. You’ll have to forgive my political incorrectness and jokes…Asians have a racist sense of humor and we’re allowed to get away with it to some degree. My mother is full Asian and my father is a total white guy: black hair (what’s [ keep reading ]

Marked for Life…Are Tattoos for You? Part 2

Okay…so now you think you know what you want. What’s next? Location, location, location. I asked my favorite tattoo artist what she recommended as far as the locale of one’s first tatt. She has two pre-teen daughters, so she had a ready answer: back of the shoulder. This is a great location because when you’re [ keep reading ]

Marked for Life…Are Tattoos for You? Part 1

Thinking of getting a tattoo? Kim Kardashian famously said, “Don’t put a bumper sticker on a Bentley.” I get her meaning and let’s face it– Kim K. makes millions on her bumper-sticker-free body. I don’t.  I love self-expression and the story behind many tatts are heartwarming and meaningful.  The best part is that it’s not just for [ keep reading ]

How Does the Bond Market Work?

Attempting to understand how the bond market works can be confusing at first. Many people are confused by the various terms associated with bonds, such as “yield” and “price”. Most do not understand the differences between the two. However, understanding this difference is key in comprehending how the bond market works. Bond Market Fluctuations Although [ keep reading ]

What Are the Different Kinds of Bonds?

In order to form an effective bond investing strategy one needs to understand the varying characteristics of the different kinds of bonds. The main types of bonds are categorized by what type of entity issues the bonds. The main types of bond issuing entities in the United States are the U.S. government, city governments and [ keep reading ]

Reasonable or Irrational: Part 2

In the last article, I briefly discussed atheism and its inability to give reasonable answers to life’s questions.  As stated before, atheism cannot explain how the universe came into existence, how life began, why we are here, where we came from, what is the basis for morality, and what is our destiny.  Atheism answers none [ keep reading ]

What is the Yield Curve?

The yield curve is a graphical representation of the relationship between fixed-income securities yields and the time it takes to reach maturity. Yield is the interest rate on fixed-income securities which can include various financial instruments such as government bonds or futures contracts. Usually investors want to make sure that the yield retains profitability until [ keep reading ]

Reasonable or Irrational?

Scientific Atheism has permeated much of our society and is, in my opinion, the system of thought that attacks the Christian faith more than any other. In our day there are many well-known Darwinists who are very antagonistic against Christians such as Richard Dawkins who stated, “Faith is the great cop-out, the great excuse to [ keep reading ]

It’s Time to Part Ways, Stuff

Hello, Stuff. I wanted to let you know that you’ve been great. When you were Paddle Ball and we paddled for hours while watching TV until the ball detached and we broke Mom’s vase? That was fun. When you were the big unicorn I won at the carnival after spending fifty bucks–that was awesome! We [ keep reading ]


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