How Does the Bond Market Work?

Attempting to understand how the bond market works can be confusing at first. Many people are confused by the various terms associated with bonds, such as “yield” and “price”. Most do not understand the differences between the two. However, understanding this difference is key in comprehending how the bond market works. Bond Market Fluctuations Although [ keep reading ]

What Are the Different Kinds of Bonds?

In order to form an effective bond investing strategy one needs to understand the varying characteristics of the different kinds of bonds. The main types of bonds are categorized by what type of entity issues the bonds. The main types of bond issuing entities in the United States are the U.S. government, city governments and [ keep reading ]

Reasonable or Irrational: Part 2

In the last article, I briefly discussed atheism and its inability to give reasonable answers to life’s questions.  As stated before, atheism cannot explain how the universe came into existence, how life began, why we are here, where we came from, what is the basis for morality, and what is our destiny.  Atheism answers none [ keep reading ]

What is the Yield Curve?

The yield curve is a graphical representation of the relationship between fixed-income securities yields and the time it takes to reach maturity. Yield is the interest rate on fixed-income securities which can include various financial instruments such as government bonds or futures contracts. Usually investors want to make sure that the yield retains profitability until [ keep reading ]

Reasonable or Irrational?

Scientific Atheism has permeated much of our society and is, in my opinion, the system of thought that attacks the Christian faith more than any other. In our day there are many well-known Darwinists who are very antagonistic against Christians such as Richard Dawkins who stated, “Faith is the great cop-out, the great excuse to [ keep reading ]

It’s Time to Part Ways, Stuff

Hello, Stuff. I wanted to let you know that you’ve been great. When you were Paddle Ball and we paddled for hours while watching TV until the ball detached and we broke Mom’s vase? That was fun. When you were the big unicorn I won at the carnival after spending fifty bucks–that was awesome! We [ keep reading ]

Let the Kids Help!

My kids know I have no problem delegating. I’m not being lazy, I just feel that there is a lot of good that comes out of teaching your kids to pitch in. They understand that making the mess is way more fun than cleaning it. I have learned over the years that my children had no [ keep reading ]

Time to Clean House

Time to clean house…literally. Thought it was a hot-button topic, right? Not this time! Today, I’ll pass on some ways to efficiently clean your house. As my houses got bigger and the amount of kids I had grew to enormous proportions (okay…just four), I had to learn how to keep up with clutter and filth. [ keep reading ]

How Dottie the Adorable Dachshund-Schnauzer Mix Saved Me

Okay, I’m just being dramatic. Dottie didn’t save my life but she sure has made it better. I often joke that Dottie is, “…the best $200 I ever spent!!”. We had just moved to Georgia from Germany. I had a dog already–Sheriff. He is a mess. A lovable, sometimes-I-want-to-strangle-him mess. As we were settling into [ keep reading ]

What is Truth?

“‘For this I have been born, and for this I have come into the world, to testify to the truth. Everyone who is of the truth hears My voice.’  Pilate said to Him, ‘What is truth?’”-John 18:37-38   “What is truth?”  This is the question of the ages and, specifically, the question that Pilate posed [ keep reading ]


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